All about SBI credit cards – check online application process

Overview of SBI Credit Card 

State Bank of India provides an extensive range of credit cards to cater to the financial needs of the people. More than 12 million credit cards are issued by SBI, which makes it the second-largest credit card issuer in India. SBI has specially designed credit cards for different categories such as travel, shopping, lifestyle, health, rewards, fuel, etc. From low finance charges to high reward programs, SBI offers multiple credit cards with beneficial features. The demand for SBI credit cards has hiked due to its convenient credit card payments and exclusive benefits including cashback offers, welcome bonuses, reward points, free movie tickets, etc. 

What Are The Steps to Apply for an SBI credit card online?

You can easily apply for an SBI credit card online using SBI’s official website. Firstly, you need to log on to SBI’s website and start with the application process. The SBI provides online application forms for its different credit cards. Here are a few processes which you need to follow to get an SBI credit card:

  • Visit SBI’s official website and slide the mouse cursor on the credit card tab.
  • Now click on the ‘Help Me Find a Card’ option. 
  • Find the best card and read through its features and benefits. 
  • Click on the apply button
  • You are required to fill in the required personal and contact information. 
  • A representative of the bank will call you for further proceedings with the application. 

Also, you can apply for an SBI credit card by directly visiting any SBI branch.

How To Track SBI Credit Card Application?

You can easily track your credit card application status through SBI’s website. The status can be tracked using two ways. One is with an application number and another is without an application number. 

  1. Here are the Steps to Track SBI Credit Card Application With the application number 
  • Tap on the ‘credit card’ tag placed on the navigation bar
  • Select the ‘track application’ option from the credit card page. 
  • You will be redirected to the track application page where you need to fill in the track application section using the application number 
  • After filling the application section click the ‘track’ option. 
  • You will receive the application status of your SBI credit card
  1. Here are the Steps to Track SBI Credit Card Application  Without the application number 
  • Tap on the ‘credit card’ tag placed on the navigation bar.
  • Select the ‘track application’ option from the credit card page. 
  • You will be redirected to a new page where you need to click on the ‘Retrieve Application’ option.
  • Enter your PAN card number and date of birth details and click on the retrieve button.
  • You will receive the application status of your SBI credit card.

Documentation  Required to Apply For An SBI Credit Card

Before applying for an SBI credit card, you need to submit a few basic documents like identity proof, income proof, and address proof. 

  • For Identity proof, You need to submit any one of the following documents:
    • Ration Card
    • Voter’s ID card
    • Driving license 
    • Passport
    • PAN card
    • Aadhaar card
    • For Address proof, You need to submit any one of the following documents:
    • Telephone bill
    • Rental agreement
    • Passport
    • Electricity bill
    • Aadhaar card
    • Ration card
  • Income proof 

Here is a few income proofs for both the salaried and self-salaried individuals to get qualified for an SBI credit card.

For Salaried individuals  For Self-employed Individual 
Latest salary slip of the applicant  Financial business statement of the applicant 
Salary certificate of the applicant  Balance sheet, Profit and Loss and Audit statements as Income proof 
Employment letter  Latest Income Tax Return statement of the applicant 

 

Can I get loans on an SBI credit card?

The encash benefit on SBI cards will enable the user to get quick access to funds. SBI offers a pre-approved facility to the selected cardholders. If you want to avail loan on credit cards, you have to apply for a loan within or over the existing credit card limit. The encash feature attracts processing fees and interest rates. The SBI charges a one-time processing fee of 2% of the amount or Rs.499.If you get qualified for the loan, SBI will automatically transfer the loan amount to your SBI bank account within the next 48 working hours. The bank transfers the fund through NEFT. 

SBI Credit Card Customer Care

To solve SBI credit card-related queries and problems, you can contact SBI credit card customer care. Here are the contact details to reach out to the SBI customer care team.

SBI customer care toll-free numbers  1860 500 1290, 1860 180 1290, and 1800 180 1290.
EmailThe  SBI card enables you to make a convenient and secure transaction. you can earn reward points on every swipe and redeem various gifts. SBI Card offers exclusive cashback and discounts on various categories like shopping, travel, dining, entertainment, etc. To grab your ideal card with the best features follow the above-described steps to apply for an SBI credit card online.  

 ID

customercare@sbicard.com
Address  Manager- Customer Care Services

SBI Cards & Payment Services Ltd.

DLF Infinity Towers, Tower C, 12th Floor, Block 2, Building 3, DLF Cyber City,

Gurgaon -122002(Haryana) India.

 

SBI Credit Card Reward Points 

SBI’s Shop-and-Smile program aids the cardholders to earn reward points for every transaction. The Shop-and-Smile program is specially designed to provide financial benefits to the customers. The SBI reward points can be earned from every transaction related to shopping, dining, travel, etc.

  • SBI Prime Card 

The special rewards for SBI prime credit cardholders are

  • Grab 20 reward points for every Rs. 100 spent on utility bills payment.
  • For every spend worth Rs 100 on dining, movies, groceries, etc, earn 10 reward points. 
  • Get   2 reward points for every swipe worth Rs. 100 on all retail-related spending.

  • TATA Star Platinum Credit card

The special rewards for TATA Star Platinum Credit cardholders are

  • 3 reward points for Rs 100 worth spent on dining, international spending, grocery stores,  and departmental stores.
  • Get one reward point for every retail-related spending.

  • SBI Ola Money Credit Card

  • Get 7% reward points on every Ola Rides and 1% reward points on other expenses. 

Leave a Reply

Your email address will not be published.